If you have bad credit and are looking for a car to finance, we give you our top tips on how to find the right car for you.
First things first when looking for car finance when you have bad credit is to do a google search to see what is available to you, so we would suggest searching for what you need and the area you live in, so, for example, …type into your search engine: “Bad credit car finance Birmingham” then choose a couple of companies that look reputable.
We would also suggest before searching “bad credit car finance Birmingham” you check your credit score, knowing this will help you be forearmed in knowing what kind of finance rate you could get.
Instead of looking for the lowest monthly payments, look for the best terms, ideally, you want the lowest interest rates that are available to you.
If you are a bit unsure or nervous about going to look at cars and negotiating a good deal, take a friend or family member with you. If you take someone with you when looking for bad credit car finance Birmingham, they can help you get the best deal available.
Also watch out for any extras that the salesperson may add on, such as extended warranties and aftermarket services, just be sure that you can afford these options if they are to be added on.
Once you have decided on the car you want and agreed to the finance terms, as long as you pay as agreed every month and pay off the car loan in full, at the end, this will boost your credit score so if you choose to have another vehicle on finance, you should be able to get an even better deal next time!